During the Last couple of weeks, There have been many discussions and concerns regarding Whether the Thai Insurance Providers will be covering the Asymptomatic positive COVID 19 or not.
Tune Protect has Published a Clear announcement regarding the coverage Details in case of Testing Positive depending on how Severe or Mild the Symptoms are and the required hospitalization needed.
Patients will be Classified among 3 Categories depending on the Symptoms and how severe the illness is (Green, Yellow and Red). The Coverage Details depending on the category is Clarified in the below Table:
How the Patients will be Classified According to Symptoms
To be considered as belonging to the Yellow or Red Groups, You need to have any of the below Symptoms/ Medical Conditions as per The Guidelines Stipulated by the Ministry of Public health:
- Having fever higher than 39 Degrees Celsius for more than 24 Hours
- Breathe 25 times faster per minute in adults
- Oxygen saturation < 94 %
- Diseases that have changed or need to closely monitor the symptoms at the discretion of the physician
- For children, if they have difficulty breathing, lethargy, or eat less
In case the Patient is not having any of the above Symptoms, They will be considered as belonging to the Green Group and will need to pay for the food, Room and nursing as mentioned in the above Table, However the insurance will Still be covering Other things Such as Laboratory charges, Doctor Charges, Medicine Charges and transport Charges same as mentioned in the table above.
You can Read the Full Details by Downloading the Full guidelines Provided by TUNE Protect.
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